LIVE Webinar

Three compliance fronts, one weak link

Identity assurance, entity verification, or monitoring integration. How to tell which gap your institution should close first. Watch the highlights on demand.

overview

In a single quarter, the rules of financial crime compliance changed on both sides of the Atlantic. AMLA’s technical standards are ending regulatory arbitrage in the EU, and FinCEN’s proposed rule replaces checklist compliance with continuous, risk-based programs. Banks are rebuilding identity assurance, entity verification, and transaction monitoring at the same time.

Liminal surveyed 100 banks on how they verify people, verify businesses, and monitor transactions. Read together, the findings show an industry funding the front that is loudest rather than the one that is most exposed. 87% of banks say they want a platform, while the number running 4 or more vendors has doubled in KYC, tripled in AML, and quintupled in business verification.

Filip Verley, Rivka Little, and Rich Rezek work through what the data says about each front and what it changes about a 2027 roadmap. The highlights below break the discussion up by front, so you can start with the one that matters most to you.

What you will take away:

Which of the 3 fronts is your weakest link, and the signals that tell you
Why 89% of banks describe UBO verification as fully or mostly automated while 1% complete it the same day
Why integration has overtaken detection as the top AML challenge, named by 34% of banks
Where operations and agent support are becoming a buying criterion for 2027

Speakers

Filip Verley

Chief Innovation Officer

Rivka Little

Chief Operating Officer

Rich Rezek

VP of Client Solutions and Product Strategy

Liminal Platform

Make confident decisions with centralized, verified intelligence. See how the platform turns market complexity into strategic action.

Session highlights

Verify the person: perpetual KYC and the queue that came with it

Perpetual KYC went from experiment to near-universal in 2 years, and the review work scaled with it. Where the data and the document disagree is where 60% of manual reviews start, and 47% of banks now review more than a quarter of all verifications by hand.

Verify the business: the automation claim and the 1% who finish same day

Median coverage of business customers reached 60%, and 89% of banks describe UBO verification as fully or mostly automated. Only 1% complete it the same day. Where the data runs out, what AMLA’s 2027 registry changes, and why business graphs are the innovation to watch.

Monitor the money: why integration overtook detection

Real-time monitoring became a qualifier rather than a differentiator, and the decision window closed to seconds. 34% of banks name integration as their number 1 AML challenge, ahead of false positive rates at 20%, while a third still see false positive rates above 40%.

What buyers buy next: operations, agents, and the platform contradiction

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