Digital Forum

Coming to America: Immigrant Banking in the U.S.

September 22, 2020

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There’s a growing amount of activity to bank and service immigrant and migrant customers. There are an estimated 44 million immigrants in the U.S. and globally, this population represents some $1.3 trillion in wages and $900 billion in spending power annually. But this market is still widely underserved. It’s generally hard for someone new to a country to open a bank account. Rules can be arcane and technical, while language can also be an issue. Despite broad digital transformation in banking, U.S. reliance on SSN remains a major barrier for immigrants. In this session, we will discuss how new methods of identification can safely widen access to digital and real-world financial services previously denied to these communities.
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